After being involved in any type of accident that leaves you or someone close to you injured, it is natural to want to resolve things as quickly as possible especially in regards to financial compensation. Unfortunately, some people who are hoping to quickly settle their claims make critical mistakes that leave them unable to be reimbursed for medical bills, lost wages, and other damages. It is possible to recover from certain small mistakes, but there a few mistakes that make it almost possible to collect on a valid claim. Being aware of these top personal injury claim mistakes may help you and those closest to you avoid making an error when pursuing your own claim.
Never Give a Recorded Statement
Early in the claims process the adjuster handling the case may ask you to give a recorded statement. The statement is usually presented in such a way as to make it seem as though unless you give a statement, your claim will not move forward. Not only is this untrue, giving a recorded statement to the at-fault party gives them an opportunity to get you to make comments that can be construed as you accepting fault or otherwise admitting responsibility. Never forget, claims adjusters have years of experience interviewing sick or hurt people in a manner that allows the adjuster to lead the conversation in a direction that most helps their employer.
Do Not Lie
When you are making your claim, be honest about the extent of your injuries or financial loss. Do not exaggerate or lie about events or your condition. Insurance companies know how to spot dishonesty, and once they uncover that you were being less that forthcoming, your credibility is lost. Be honest when answering questions, do not feel obligated to answer every question, and if you are not comfortable speaking with a claims adjuster let your attorney speak on your behalf whenever possible.
Never Volunteer Medical Records
While it is true that the insurance company will eventually need to see medical records pertaining to the injury referenced in your claim, you do not need to volunteer other medical record. A mistake that many people make is signing a vague medical records release form at the request of the insurance company that gives the insurance company access to all of their medical records, not just the ones for the claim. Claims adjusters may try to deny your claim or reduce your settlement after seeing past medical records that they interpret as proof that you have a preexisting condition that caused your injury rather than the accident.
No matter how straightforward your claim might initially seem, do not attempt to negotiate without the assistance of a qualified personal injury attorney. Companies and their claims adjusters may try to take advantage of your pain, stress, and financial difficulties, forcing you to accept a settlement that is significantly less than what you deserve. Let an aggressive attorney at Brassel Alexander negotiate on your behalf to help you obtain the settlement you deserve. Contact us today to schedule an initial consultation so that we can begin helping you with your claim.